UK Benefit GuideHome | UK Benefit Guide |
What is Universal Credit?
A nasty benefit that will see most people lose a lot of money, some disabled people will lose over £100+ weekly, some disabled couples £200+, with many other also losing out.
Do not move from your existing benefit to UC without a benefit check first as you may well lose a small fortune if you move.
Universal Credit will at some stage replace the following benefits:
Child tax credit
Working tax credit
Income-related employment and support allowance
Income-based jobseekers allowance
Universal Credit will not replace:
Council tax benefit
Disability living allowance
Contributory employment and support allowance
Contributory jobseeker’s allowance
Industrial injuries disablement benefit
Personal independence payment
Statutory maternity pay
Statutory sick pay
How will it work?
Universal Credit will be paid in one monthly payment to a household, which may consist of a single person, a couple or a family. It consists of one basic element and five other elements, for which claimants need to qualify.
Universal Credit will be paid to people who do not have a job and people who are in low-paid work to top up their earnings. The amount of Universal Credit will reduce as working hours and earnings increase.
The age-related standard allowance is the basic benefit awarded. It will be lower for under-25s. If you are in a couple, you will be assessed as a unit.
The other elements are:
Disabled Child Addition
Childcare Costs Element
Limited Capability for Work Element
Housing Costs Element