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UK Benefit Guide

Benefits Guides

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Universal Credit

What is Universal Credit?

A nasty benefit that will see most people lose a lot of money, some disabled people will lose over £100+ weekly, some disabled couples £200+, with many other also losing out.

Do not move from your existing benefit to UC without a benefit check first as you may well lose a small fortune if you move.

Universal Credit will at some stage replace the following benefits:

  • Child tax credit

  • Housing benefit

  • Working tax credit

  • Income support

  • Income-related employment and support allowance

  • Income-based jobseekers allowance


  • Universal Credit will not replace:

  • Attendance allowance

  • Bereavement benefits

  • Carer's allowance

  • Child benefit

  • Council tax benefit

  • Disability living allowance

  • Maternity allowance

  • Contributory employment and support allowance

  • Contributory jobseeker's allowance

  • Industrial injuries disablement benefit

  • Pension credit

  • Personal independence payment

  • Statutory maternity pay

  • Statutory sick pay

  • War pensions

  • How will it work?

    Universal Credit will be paid in one monthly payment to a household, which may consist of a single person, a couple or a family. It consists of one basic element and five other elements, for which claimants need to qualify.

    Universal Credit will be paid to people who do not have a job and people who are in low-paid work to top up their earnings. The amount of Universal Credit will reduce as working hours and earnings increase.

    The age-related standard allowance is the basic benefit awarded. It will be lower for under-25s. If you are in a couple, you will be assessed as a unit.

    The other elements are:

  • Child Element

  • Disabled Child Addition

  • Childcare Costs Element

  • Carer Element

  • Limited Capability for Work Element

  • Housing Costs Element

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